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Interest rates are slowly creeping up again. Although the smaller fish offer better conditions than major players such as ING and ABN Amro. But which safe is the most cost-effective for the bill? You can save money the fastest at these banks in the Netherlands.
Once you have saved enough, you can still find affordable real estate in these sunny European places. If not, fortunately there are also countries that are willing to pay you to move there.
Banks in the Netherlands with the best savings rates
From October 15, ING will increase the variable savings interest rate. And Rabobank and ABN Amro have also announced that they will implement the same increase. Nevertheless, you can still save twice as fast at smaller, lesser-known banks in the Netherlands.
There are also differences in interest rates depending on the amount you save. For example, ABN Amro offers a variable savings interest rate of 1.50 percent up to an amount of 1 million euros. At ING the interest rate is 1.50 percent up to an amount of 10,000 euros. For everything above that up to a million euros you get a savings interest of 1.25 percent. For this reason, we have only mentioned savings interest rates up to 10,000 euros in the table below. And to be clear: we are talking about variable savings rates, not fixed ones. Any welcome bonuses are not included as they usually only apply for a few months.
You can save the fastest in the Netherlands at Banca Progetto
Enough retired and invested; These are the banks in the Netherlands where you can save money the fastest.
| Bank | Variable Savings Rate < €10,000 |
|---|---|
| Banca Progetto | 3.25% |
| Clarna | 3% |
| Bigbank | 2.80% |
| Inbank | 2.75% |
| Renault Bank | 2.75% |
| YapiKredi | 2.75% |
| Openbank | 2.65% |
| Lloyds Bank | 2.50% |
| Bunq | 2.46% |
| Anadolubank | 2.45% |
| LeasePlan Bank | 2.20% |
| DHB Bank | 2.05% |
| Argenta | 2% |
| Knab | 2% |
| Central management | 2% |
| NIBC | 1.90% |
| National Netherlands | 1.80% |
| Credit Europe Bank | 1.77% |
| Rabobank | 1.70% |
| ING | 1.50% |
| ABN Amro | 1.50% |
| Triodos Bank | 1.50% |
| Brand New Day | 1.50% |
| Garanti BBVA | 1.50% |
| SNS Bank | 1.25% |
| ASN Bank | 1.20% |
| Civi Bank | 0% |
The Italian bank Banca Progetto offers the best conditions for saving up a holiday budget. You can close a savings account via raisin.nl. And also check out our tips for becoming 15,000 euros richer in one year.
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